Is Workers Compensation Insurance
Required in Louisiana?
Yes, by law, the
State of Louisiana requires employers to provide workers compensation insurance to cover lost wages and medical bills incurred as a result of an on the job accident or work related illness. There are a
few exceptions to the laws requiring workers compensation insurance. For example, an extremely small business, such as a home business operated by one or two people, may not need workers compensation
What does Workers Compensation
compensation is insurance coverage for employees injured by a work related accident or illness. This includes injuries that may be the result of an illness caused by exposure to chemicals or
airborne pollutants while on the job as well as an on the job accident regardless of who was at fault for the injury.
Workers' compensation insurance protects employers and business owners from
claims by employees resulting from an on the job injury by providing medical benefits and wage replacement in exchange for relinquishing of the employee's right to sue the employer for negligence. If a
worker dies as a result of injuries sustained on the job, workers compensation insurance provides compensation to the employee's family.
Make Sure Your Business Complies with Louisiana State Law!
Workers Compensation Insurance is required for most businesses in Louisiana. Speak with a
Commercial Insurance Specialist from Alliance Insurance Agency Services, Inc. to be sure your business complies with Louisiana State law regarding workers compensation insurance coverage.
Questions about Workers Compensation Insurance?
Alliance Insurance Agency Services, Inc. provides free
consultation regarding commercial insurance coverage to businesses in the New Orleans area and all of Louisiana. Contact our Metairie insurance office (504-831-2196) for businesses on the
Southshore and our Covington office (985-273-3150) for businesses on the Northshore.