Businesses that Handle Customers' Vehicles
Need Specialized Insurance Coverage!
These businesses include auto repair shops, auto body shops, muffler shops, radiator shops, transmission shops,
car stereo shops, car, truck, motorcycle and RV dealerships, tire dealers, tow truck drivers and service stations.
The more common forms of business insurance, such as general liability
insurance and commercial auto insurance, will not cover all the unique conditions and risks faced by businesses that are based on the sale and repair of vehicles. For example, a standard commercial
general liability policy usually does not cover damage to vehicles not belonging
to the insured business. A commercial auto insurance policy usually does not cover damage to vehicles not belonging to
the insured business when operated by employees of the business.
Garage Liability Insurance,
along with Garage-Keeper's Insurance
Fill in these Coverage Gaps!
Any business that handles customers' vehicles needs Garage Liability insurance and possibly Garage-Keeper's
insurance. Garage Liability insurance and Garage-Keeper's insurance often work in addition to, or in tandem with, a business' commercial general liability and commercial auto insurance policies
to make sure all the coverage gaps are filled.