What does Commercial Property Insurance Cover?
Commercial Property Insurance protects the physical assets of your business. Physical assets include everything from
buildings and structures to inventory and office furnishings. It is one of the most important insurance coverages that any business can have and can protect your business from minor losses as well as
Examples of physical assets covered by commercial Property Insurance from Alliance Insurance Agency includes: Buildings and Structures, Inventory, Machinery, Raw Materials,
Computers, Office Furnishings, Fixtures, Outdoor Signs, Fences, Landscaping, and many other items and building contents vital to the operation of your business.
Commercial Property Insurance can
also include coverage of damage to rental or leased property. Examples of rental or leased property covered by Commercial Property Insurance from Alliance Insurance Agency includes buildings or offices
used by your business and even rented or leased equipment and machinery.
Commercial Property Insurance can also help protect your business from claims of damage to your neighbor's property and
physical assets. Such events include fire spreading from your property to a neighboring business to damage caused by a fallen tree or outdoor sign.
Commercial Property Insurance can even include
an option that can help replace lost income when your business operations are suspended and you cannot operate due to a covered loss.
Some of the various perils that commercial Property Insurance
protects your business from are: fire, wind damage from storms and hurricanes, hail damage, theft, burglary, and even broken water pipes. For flood damage from rising flood waters, consult your Alliance
Insurance Agency commercial specialist about federally subsidized Flood Insurance for businesses!